The Right Coverage.
The Right Price.
Every Time.
|| Pacific Crest Services Summit Agency ||
Our offices in Boise and Coeur d’Alene serve customers and communities across the west in Arizona, Idaho, Montana, Oregon, Utah, and Washington with 100+ top-rated insurance companies—including Safeco, Progressive, Travelers, The Hartford, Liberty Mutual, and more—for auto, home, business, boat, and specialty coverage.
The Right Coverage.
The Right Price.
Every Time.
|| Pacific Crest Services Summit Agency ||
Our offices in Boise and Coeur d’Alene serve customers and communities across the west in Arizona, Idaho, Montana, Oregon, Utah, and Washington with 100+ top-rated insurance companies—including Safeco, Progressive, Travelers, The Hartford, Liberty Mutual, and more—for auto, home, business, boat, and specialty coverage.
Holiday Closure: Our Eagle and Coeur d’Alene offices will be closed Friday, July 3rd, in observance of Independence Day.
We’ll reopen Monday with normal business hours. Wishing you a safe and happy 4th of July!
Local Expertise
Right Coverage
The Right Price
|| About Our Company ||
Serving the Pacific Northwest & Mountain West Communities
Pacific Crest Summit is an independent insurance agency headquartered in Eagle, Idaho, with a regional office in Coeur d’Alene serving customers across the West. As a member of Pacific Crest Services, a trusted national insurance services organization, we bring deep expertise across Personal and Commercial Insurance. Our licensed team of specialists is committed to finding the right coverage for every client we serve—from auto, home, and specialty coverage in Idaho, Arizona, and Washington, to workers’ compensation and commercial solutions for assisted living facilities, electricians, plumbers, HVAC contractors, and other key industries across all six states. With access to 100+ top-rated insurance companies, we give families and businesses the choices they need to find the best policies at the most competitive rates.
Access to Top Insurance Providers
Bilingual Agents Available
Multi-State Service Area
Competitive Rates
Specialized Commercial Expertise
Personalized Service
Let us find you the right coverage at the right price with personalized service you can trust.
Eagle/Boise Office
P: (208) 812-7147
F: (208) 812-1834
450 W. State St. Ste #280
Eagle, ID 83616
Pacific Crest Summit- Eagle Office
Coeur d'Alene Office
P: (208) 812-7147
F: (208) 812-1834
402 W. Canfield Ave. #2
Coeur d'Alene, ID 83815
Year Of Experience
We have the Providers You Need to Save
With access to top-rated insurance companies, we have the flexibility to match you with the right coverage at the right price. Our extensive network of trusted providers ensures you get comprehensive protection without overpaying. More options mean better rates and coverage tailored specifically to your needs.




































Auto Insurance
Get the right auto coverage for drivers across Idaho, Montana, Oregon, Arizona, Utah, and Washington. Whether you’re navigating mountain passes, city streets, or rural roads, we’ll help you find the protection you need at competitive rates.
Boat Insurance
Navigate lakes, rivers, and mountain waterways with confidence knowing your vessel is properly insured. We specialize in boat and marine coverage for owners throughout the Pacific Northwest and Mountain West, protecting your investment on and off the water.
Business Insurance
Safeguard your business with comprehensive coverage from property and liability to workers’ compensation. We understand business needs across Idaho, Montana, Oregon, Arizona, Utah, and Washington, and offer customized solutions to protect your livelihood.
Read More
High-Value Home Insurance
Luxury homes demand specialized protection. We offer comprehensive coverage for estates, lakeside properties, and high-value residences with appraisal-based limits, scheduled valuables, and premium concierge service.
Life Insurance
Protect your family’s future with life insurance tailored to your needs and budget. Whether you’re seeking affordable term coverage for young families or permanent policies for wealth building, we offer comprehensive solutions across term, whole, universal, and final expense insurance at competitive rates.
Learn More
Rental Property Insurance
Protect your rental investment and cash flow. We offer comprehensive coverage for single-family rentals, multifamily buildings, and commercial properties with loss of rents, liability, and business interruption protection.
Learn More
Contractors Insurance
Insurance built for electricians, plumbers, carpenters, HVAC, and all skilled trades. We help you win jobs, protect your business, and keep premiums under control with smart coverage and risk management.
Commercial Auto & Fleet Insurance
Keep your fleet moving and costs under control. We offer comprehensive commercial auto and fleet insurance for delivery, contractors, and service businesses with specialty vehicle coverage and direct account access.
Home Insurance
Protect your home with comprehensive coverage tailored to the Pacific Northwest and Mountain West climate and hazards. From Boise to Coeur d’Alene and across our multi-state service area, we offer homeowners policies that cover your property, belongings, and liability at competitive rates.
RV, Motorcycle, & Toy Insurance
Enjoy your recreational vehicles worry-free with specialized coverage for RVs, ATVs, motorcycles, and jet skis. We provide flexible protection for all your weekend adventures throughout the Pacific Northwest, Mountain West, and beyond.
Learn More
Workers' Compensation Insurance
Protect your business with comprehensive workers’ compensation coverage tailored to requirements across Idaho, Montana, Oregon, Arizona, Utah, and Washington. We offer workers’ comp policies that cover medical expenses, lost wages, and employer liability at competitive rates from top-rated carriers.
Want to See More Services? CLICK HERE and View All Services
|| Business Solutions ||
Protect Your Business with Comprehensive Commercial Insurance
Don’t leave your business vulnerable to unexpected risks. The right commercial insurance protects everything you’ve worked hard to build. Our Eagle and Coeur d’Alene offices specialize in workers’ compensation, commercial auto, and industry-specific coverage for assisted living facilities, electricians, plumbers, HVAC contractors, and other key businesses. We work with leading insurance companies to design coverage tailored to your industry and budget across Idaho, Arizona, Washington, Montana, Oregon, and Utah. Get the protection you need without overpaying
Fast and Easy Process
Tailored policies for your specific industry needs
Commercial Auto Insurance
Protect your business vehicles, drivers, and cargo on the road
Workers' Compensation
Keep your employees protected and your business compliant with Idaho law
Protect & Save Money
Comprehensive liability and property coverage
|| Get a Quote Today ||
Ready to Save? Get Your Free Insurance Quote Today
Getting the right coverage at the right price starts here. Fill out our quick form and one of our experienced agents will contact you with personalized quotes from over 100 top-rated carriers. We’ll compare options to find you the best value for auto, home, business, boat, RV, workers’ comp, or any insurance need. No obligation, no pressure—just honest advice from local experts who put your needs first.
|| Get a Quote Today ||
Ready to Save? Get Your Free Insurance Quote Today
Getting the right coverage at the right price starts here. Fill out our quick form and one of our experienced agents will contact you with personalized quotes from over 100 top-rated carriers. We’ll compare options to find you the best value for auto, home, business, boat, RV, workers’ comp, or any insurance need. No obligation, no pressure—just honest advice from local experts who put your needs first.
|| Faq & Help ||
Frequently Asked Questions
Have questions about insurance? We’re here to help. Our experienced team serves families and businesses across Arizona, Idaho, Montana, Oregon, Utah, and Washington with expert guidance on auto, home, business, life, boat, and specialty insurance. Below are answers to the most common questions we receive about coverage options, costs, and getting started. Don’t see your question? Contact our Eagle or Coeur d’Alene offices at (208) 812-7147 — we’re always happy to provide personalized answers and free quotes.
How do I get a free insurance quote?
Getting a quote is easy! Simply fill out our quick online quote form or call our Eagle office at (208) 812-7147. One of our experienced agents will compare options from 100+ insurance companies to find you the best coverage at the best price — no obligation, no pressure.
What types of insurance does Pacific Crest Summit offer?
We offer a full range of insurance solutions including auto, home, boat & marine, motorcycle & recreational vehicle, workers’ compensation, and commercial business insurance. As an independent agency representing 100+ top-rated insurance companies serving Boise, Coeur d’Alene, and across Idaho, Montana, Oregon, Arizona, Utah, and Washington, we tailor coverage to your specific needs and budget.
How much does homeowners insurance cost in Idaho and across our service area?
Homeowners insurance costs vary depending on your home’s location, age, construction type, proximity to hazards, and coverage needs. As an independent agency with access to 100+ insurance companies, Pacific Crest Summit shops the market to find the most competitive rate that considers your specific property and budget across Idaho, Montana, Oregon, Arizona, Utah, and Washington.
Can I bundle my auto and home insurance to save money?
Yes! Bundling your auto and home insurance is one of the best ways to save money on your premiums. Our agents will compare bundle options across multiple insurance companies to maximize your savings while ensuring you have the right coverage for both your home and vehicle.
Do you have Spanish-speaking insurance agents I can speak to?
Yes! Pacific Crest Summit has bilingual, Spanish-speaking agents available to assist you. We’re proud to serve communities across Idaho, Montana, Oregon, Arizona, Utah, and Washington in both English and Spanish.
How do I file an insurance claim or make a policy change?
Contact Pacific Crest Summit at (208) 812-7147 from our Eagle or Coeur d’Alene offices, and our team will guide you through the claims process or policy change with your insurance company. We’re here to make the process as smooth and stress-free as possible.

